Sharesight is a portfolio tracking and investment reporting tool, not an investing platform. You can’t buy shares through it — but you can connect all your investing accounts (Sharesies, InvestNow, Hatch, Tiger Brokers, and more) and see your true performance, dividends, and tax position in one place.
Best for: Investors who use multiple platforms, hold overseas shares, or need to prepare FIF or foreign income tax reports. The time savings at tax season alone can justify the cost. Not worth it for: Investors who only use a single platform (InvestNow or Kernel) with PIE funds — your provider already handles all tax reporting.
What Is Sharesight?
Sharesight is an Australian-founded software-as-a-service (SaaS) tool built specifically for share and fund investors. It connects to most major NZ and international investing platforms via API or manual import and provides:
- True performance reporting (time-weighted and money-weighted returns)
- Dividend tracking and history
- Capital gains and losses history
- Tax reports for NZ investors (including FIF reports under both FDR and CV methods)
- Multi-currency portfolio consolidation
- Benchmark comparison (vs NZX 50, S&P 500, etc.)
It’s used by both individual investors and financial advisers in New Zealand.
Sharesight Pricing (NZ, 2026)
| Plan | Price | Holdings limit | Key features |
|---|---|---|---|
| Free (Starter) | $0 | 10 holdings | Basic tracking, no tax reports |
| Investor | ~$27/month (billed annually) | 30 holdings | Tax reports, performance reports |
| Expert | ~$54/month (billed annually) | Unlimited | FIF reports, multi-currency, advanced reporting |
| Expert Plus | ~$108/month (billed annually) | Unlimited | All Expert features + multiple portfolios |
Prices in NZD, approximate — check sharesight.com for current pricing.
A 14-day free trial is available on paid plans. The free plan is useful for evaluation but insufficient for serious investors (10 holdings is very limiting).
Key Features for NZ Investors
Tax reporting
This is Sharesight’s strongest feature for NZ investors. It generates:
- FIF report — calculates your FIF income using both the FDR method (5% of opening value) and CV method (actual gain/loss), so you can use the lower figure. Doing this manually across a multi-stock portfolio is tedious and error-prone; Sharesight automates it.
- Foreign income report — dividends from overseas shares, with foreign tax credits (e.g. US withholding tax at 15%)
- Capital gains report — disposal history with cost basis tracking
- Taxable income report — comprehensive summary for your IR3 filing
For any investor with overseas shares above $50,000 (triggering FIF), Sharesight pays for itself. See FIF Tax NZ.
Performance tracking
Sharesight calculates your actual time-weighted return — the industry standard for measuring investment performance — rather than just showing your portfolio value vs cost. You can benchmark against any index to see whether your picks are actually outperforming a simple index fund.
This is genuinely valuable. Many investors who think they’re beating the market discover, when they run the numbers properly, that they aren’t.
Platform integrations
Sharesight connects to:
- Sharesies (automatic import)
- Hatch (automatic import)
- Stake (manual import)
- Tiger Brokers (manual import)
- InvestNow (manual import or email)
- Interactive Brokers (automatic)
- Most international brokers
For PIE funds (InvestNow Foundation Series, Kernel funds), tax is already handled by the fund — Sharesight’s tax features are less relevant for these. Where Sharesight adds most value is for directly held shares.
Who Should Pay for Sharesight?
Strongly recommended if you:
- Hold overseas shares above $50,000 (FIF reporting is a major time-saver)
- Use 2+ investing platforms and want a consolidated view
- Hold a mix of shares, ETFs, and funds across different platforms
- Actively trade and want to understand your actual performance vs benchmarks
- Have a financial adviser who reviews your portfolio
Probably not worth paying for if you:
- Only use InvestNow (PIE funds, tax handled automatically, one platform)
- Only use Kernel (same — PIE funds, tax handled, one platform)
- Have fewer than 10 holdings and only use one platform
The free plan covers up to 10 holdings — enough to evaluate whether the paid plans are worth it for your situation.
Sharesight vs Platform-Provided Reporting
| Feature | Sharesies reports | InvestNow reports | Sharesight |
|---|---|---|---|
| Performance (time-weighted) | ❌ (IRR only) | Basic | ✅ Full |
| FIF report | ❌ | ❌ | ✅ (Expert plan) |
| Multi-platform consolidation | ❌ | ❌ | ✅ |
| Dividend history | ✅ | ✅ | ✅ |
| Benchmark comparison | ❌ | ❌ | ✅ |
| Annual tax summary | ✅ | ✅ | ✅ |
Is Sharesight Safe?
Sharesight is a read-only tool — it reads transaction data from your platforms but cannot place trades or move money. You connect via API with read-only permissions. It does not have access to your investing account credentials.
Sharesight is based in Australia, is used by major financial institutions, and has been operating since 2008. It is not FMA-licensed (it’s not an investment service) but handles data under Australian and NZ privacy law.
Verdict
Sharesight is genuinely useful for the right type of investor. If you’re juggling multiple platforms, hold overseas shares, or need clean tax reports at year-end, the Expert plan (~$54/month or ~$648/year) is a sensible professional tool.
If you’re an InvestNow-only or Kernel-only investor in PIE funds, you don’t need it — your platform handles everything.
Recommended for: Multi-platform investors, US and international share holders, active traders who want performance transparency, and investors who self-prepare IR3 returns with foreign income.