New Zealand has a handful of loyalty programmes: Airpoints, Club+, Everyday Rewards and Westpac hotpoints. Here’s how they work and how they can be combined.
Quick answer
Air NZ says each Airpoint is equivalent to NZ$1 when spending with Air NZ, though it sets the flight redemption rate; Airpoints expire four years after they are accrued, with exceptions. At the supermarket, Woolworths Everyday Rewards returns about 0.75% ($15 per 2,000 points) and Foodstuffs' Club+ earns Club+ dollars and a fuel discount; Flybuys closed at the end of 2024. Some shoppers pay with a rewards credit card and scan a loyalty card on the same shop, which earns from both.
Air NZ says each Airpoint is equivalent to NZ$1 when spending with Air NZ, though it sets the flight redemption rate; Airpoints expire four years after they are accrued, with exceptions. At the supermarket, Woolworths Everyday Rewards returns about 0.75% ($15 per 2,000 points) and Foodstuffs' Club+ earns Club+ dollars and a fuel discount; Flybuys closed at the end of 2024. Some shoppers pay with a rewards credit card and scan a loyalty card on the same shop, which earns from both.
NZ Loyalty Programmes at a Glance
| Programme | Used for | Effective earn rate | Expires? |
|---|---|---|---|
| Air NZ Airpoints | Flights, frequent Air NZ users | Varies by card and partner (1 Airpoint per $70 to $170 on Airpoints credit cards) | Four years after accrual, with exceptions |
| Everyday Rewards | Woolworths shoppers | ~0.75% ($15 voucher per 2,000 points) + Boost offers | Check programme terms |
| Club+ | New World, Pak’nSave and Four Square shoppers | Club+ dollars (earned at New World and Four Square) + fuel discount | Check terms |
| Westpac hotpoints | Westpac hotpoints card holders | ~0.5–1% | Check terms |
All Loyalty Guides
| Guide | What it covers |
|---|---|
| Air NZ Airpoints complete guide | Earn, redeem, status tiers, expiry |
| How much is an Airpoints Dollar worth? | What Air NZ says an Airpoint is worth |
| Airpoints Credit Cards Compared | Amex Platinum, ANZ Platinum and ANZ Visa |
| Flybuys NZ has closed | What happened (closed end of 2024) and what replaced it |
| Westpac hotpoints guide | Earn rate and redemption options |
| AA Smartfuel has ended | What happened (ended 31 January 2024) and fuel discounts now |
| Woolworths Everyday Rewards guide | Earn and redeem: $15 vouchers usable on groceries or at BP |
| New World Club+ guide | Works at New World, Pak’nSave and Four Square; fuel discount; Airpoints conversion |
| Air NZ Airpoints vs Qantas FF | How the two programmes differ for New Zealanders |
| How to maximise NZ loyalty programmes | Stacking by retailer |
Stacking Programmes
Supermarket loyalty programmes usually ask you to scan a card at the checkout to earn. Earning from more than one programme at once is called stacking:
- Scan your loyalty card at the checkout
- Pay with your rewards credit card
- Collect the fuel discount or voucher your supermarket programme gives you
Same shopping trip, multiple reward streams.
Which Programmes Apply Where
| Programme | Where it applies |
|---|---|
| Airpoints | Air NZ flights, Koru partners and Airpoints credit cards |
| Everyday Rewards | Woolworths |
| Club+ | New World, Pak’nSave and Four Square |
| Flybuys, AA Smartfuel, Onecard | Closed (Flybuys end of 2024; AA Smartfuel 31 January 2024; Onecard replaced by Everyday Rewards on 1 February 2024) |
| hotpoints | Westpac hotpoints credit cards |
Related Credit Card Articles
See the Credit Cards section for detailed reviews of all NZ Airpoints-earning cards, including:
- ANZ Airpoints Visa
- ANZ Airpoints Visa Platinum — travel insurance included
- Amex Airpoints Platinum: Airpoints credit card with lounge benefits
Banking Section
- Back to Banking home — all banking guides
- Savings Accounts NZ Compared: interest rates and conditions
- Term deposits NZ — guaranteed returns